so i talked to my brother on the phone today. he asked me what i wanted for my birthday. i told him i didn't need/want anything. he insisted that i think of something. but i just said that i couldn't think of anything. so then he said, "well, do you have an IRA? how about i give you money to start one?" fyi, an IRA is a retirement investment. oh my brother, the business man who's always looking to take care of the future of this family.

i guess it's never too early to start thinking about being 65. aka my assumed retirement age?